When my health started to go straight to hell in the past year Chris and I were pleasantly surprised to find that the traveler's insurance I have refunded the thousands of dollars in doctors fees that quickly built up. It was a load off our shoulders, especially when remembering the mass drama I had to deal with in the US with certain insurers that are crap and refused to cover anything...
A load off until today.
Unbeknownst to me the policy now has a "26 week Benefit Clause" that basically states that any disablement is covered for a maximum of 26 weeks, after which no further payments will be paid out for treatment. By disablement they apparently mean anything from a massive heart attack to a cold. (I'm pretty sure this is a new clause since my last renewal.)
This was pointed out to me when I requested preapproval for the surgery I need to have to deal with the abnormal lining of my moody uterus. According to the customer service rep my coverage period for "that condition" ends May 23rd! The earliest available date for the surgery? Either May 26th or (more likely) June 6th. I can't just be randomly worked into the doctor's surgery schedule because my lovely latex allergy requires that I be the first in the OR...and the doctor doesn't do surgeries every day. Far as I can tell there is probably one surgery date between now and the 23rd....and it was booked up last time he checked.
So unless I work some sort of magic the lining will stay where it is...and we get to cross our fingers and hope it doesn't turn cancerous before we get somewhere where I'm covered for surgery and can have it biopsied and removed.
No wonder I'm up listening to Breaking Benjamin at 3 am!
I can't believe I thought that I was getting a reprieve from being shafted by medical insurance companies! *snort* Stupid me.
So here Mr Insurance Company, let me lean over a bit more so you can get a better angle while you fuck me in the ass! Oh yeah, that's it....right there.
Rangpur Lime Scones
3 weeks ago
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